Today, I'm going to show you how to use a new and innovative financial certificate instead of a common certificate that requires you to pay an annual fee and set a complex password every year. Will you switch this time?

 
There are many types of certificates that can prove your identity in online transactions. Instead of an inconvenient public certificate, a common certificate with just a name change has emerged. Nowadays, KakaoTalk authentication function and Naver certificate have appeared, making it confusing. But Financial Settlement Corporation also came up with a financial certificate.
 
As I was approaching the renewal date of my common certificate, I was receiving emails urging me to pay, like crazy. As of September 2022, you have to pay an annual fee of 4,400 won for a personal general common certificate. I didn't know what the difference was between the common certificate and the financial certificate, so I just left it alone... But since it was made by a public institution, I felt reassured, and I was tempted by the fact that it's free of charge, so I decided to get it issued for the first time. When I used it, I realized that authentication was easy without having to install any program, and it was fast, so I decided to write this post to spread the word! 
 
Financial Certificate Official Website https://www.yeskey.or.kr/

Mobile app open financial certificate screen (official website image)

 
Looking around the official website, I saw that you can issue it in 3 minutes and store it in the cloud, authenticate it in 3 seconds with 6 digits, and have peace of mind for 3 years with a single issuance. The issuance is the same as the common certificate, and you can apply for it at your most frequently used bank. By the way, internet banking must be applied for with that bank account to get a financial certificate issued. The name of the menu may vary slightly from bank to bank, but it is usually under the authentication center (individual) menu > certificate issuance/development in the bank's homepage. At this time, make sure to check if the name of the certificate you are issuing is a financial certificate.
 
The following are the places where you can use the financial certificate. (There may be changes, so please check the official website. Before switching, you should also check if your frequently used transaction partners only allow common certificates!) It supports Hometax, National Pension Service, and well-known insurance companies, so if you are an individual who only uses it for banking/credit card/insurance purposes, switching would be much better.

I hope this was helpful, and if it was, I would really appreciate it if you could click on an ad once. Then, I will bring back useful and valuable news like a swallow next time. Thank you!